SB 20-176

  • Colorado Senate Bill
  • 2020 Regular Session
  • Introduced in Senate Mar 05, 2020
  • Passed Senate Mar 05, 2020
  • Passed House Jun 12, 2020
  • Signed by Governor Jul 14, 2020

Protect Neutral Determinations In Health Insurance


The act clarifies 2008 legislation prohibiting discretionary clauses in certain plans and insurance policies and providing for the de novo standard of review (roughly translated as "anew" or "from a clean slate") in any court by: Declaring that the legislation should be construed broadly to effectuate its remedial purpose, notwithstanding any contractual or statutory choice-of-law provision to the contrary; Nullifying any contract provision that purports to give an insurer or its agent discretionary authority to determine the insured person's entitlement to benefits in any specific circumstance; and Separating the provision requiring de novo review of policy disputes from the provision allowing a claimant to demand a jury trial, to clarify that these are separate issues. The act applies to all plans and policies existing, offered, issued, delivered, or renewed in Colorado or providing health or disability benefits to a resident or domiciliary of Colorado on or after the applicable effective date of the act. (Note: This summary applies to this bill as enacted.)

Bill Sponsors (4)



Jul 14, 2020

Office of the Governor

Governor Signed

Jun 29, 2020

Office of the Governor

Sent to the Governor


Signed by the Speaker of the House

Jun 23, 2020


Signed by the President of the Senate

Jun 13, 2020


Senate Considered House Amendments - Result was to Concur - Repass

Jun 12, 2020


House Third Reading Passed - No Amendments

Jun 11, 2020


House Third Reading Laid Over Daily - No Amendments

Jun 10, 2020


House Second Reading Special Order - Passed with Amendments - Committee


House Committee on Health & Insurance Refer Amended to House Committee of the Whole

  • Committee-Passage
  • Referral-Committee
House Committee of the Whole

Mar 05, 2020


Introduced In House - Assigned to Health & Insurance

  • Introduction
Health & Insurance


Senate Third Reading Passed - No Amendments

Mar 04, 2020


Senate Third Reading Laid Over Daily - No Amendments

Mar 03, 2020


Senate Second Reading Passed - No Amendments

Feb 27, 2020


Senate Committee on Health & Human Services Refer Unamended - Consent Calendar to Senate Committee of the Whole

  • Committee-Passage
Health & Human Services

Feb 20, 2020


Introduced In Senate - Assigned to Health & Human Services

  • Introduction
Health & Human Services

Bill Text

Bill Text Versions Format
Signed Act (07/14/2020) PDF
Final Act (06/29/2020) PDF
Rerevised (06/12/2020) PDF
Revised (06/10/2020) PDF
Reengrossed (03/05/2020) PDF
Engrossed (03/03/2020) PDF
Introduced (02/20/2020) PDF
PA1 (06/11/2020) PDF
Committee Amendment PDF

Related Documents

Document Format
Fiscal Note FN1 (02/26/2020) PDF
Fiscal Note FN2 (08/05/2020) PDF


Data on Open States is updated nightly from the official website of the Colorado General Assembly.

If you notice any inconsistencies with these official sources, feel free to file an issue.