SB 21-091

  • Colorado Senate Bill
  • 2021 Regular Session
  • Introduced in Senate May 18, 2021
  • Passed Senate May 13, 2021
  • Passed House Jun 08, 2021
  • Signed by Governor Jul 07, 2021

Credit Transaction Charge Limitations


Under current law, a seller, lessor, or company issuing a credit or charge card is prohibited from imposing a surcharge against a person who elects to pay for a sales or lease transaction by using a credit or charge card. The act:Repeals the prohibition; and Limits the maximum surcharge amount per transaction to 2% of the total cost to the buyer or lessee for the sales or lease transaction or the merchant discount fee, which is defined as the actual fee that a seller or lessor (merchant) pays its processor or service provider to process the transaction. A merchant is required to display notice regarding the surcharge on the merchant's premises or, for online purchases, before an online customer's completion of the sales or lease transaction.The act clarifies that a merchant is prohibited from applying the surcharge to cash or check payments, debit card payments, or payments made by redemption of a gift card.If a merchant imposes a surcharge in violation of the act, the merchant is subject to liability as a creditor under the "Uniform Consumer Credit Code".(Note: This summary applies to this bill as enacted.)

Bill Sponsors (4)



Jul 07, 2021

Office of the Governor

Governor Signed

Jun 22, 2021

Office of the Governor

Sent to the Governor


Signed by the Speaker of the House


Signed by the President of the Senate

Jun 08, 2021


Senate Considered House Amendments - Result was to Concur - Repass


House Third Reading Passed - No Amendments

Jun 07, 2021


House Second Reading Special Order - Passed with Amendments - Committee


House Committee on Appropriations Refer Amended to House Committee of the Whole

  • Committee-Passage
  • Referral-Committee
House Committee of the Whole Appropriations

May 26, 2021


House Committee on Business Affairs & Labor Refer Amended to Appropriations

  • Referral-Committee

May 18, 2021


Introduced In House - Assigned to Business Affairs & Labor

  • Introduction
Business Affairs & Labor

May 13, 2021


Senate Third Reading Passed - No Amendments

May 12, 2021


Senate Second Reading Passed with Amendments - Floor

May 11, 2021


Senate Second Reading Laid Over Daily - No Amendments

May 07, 2021


Senate Committee on Appropriations Refer Unamended to Senate Committee of the Whole

  • Committee-Passage
  • Referral-Committee
Appropriations Senate Committee of the Whole

Mar 08, 2021


Senate Committee on Business, Labor, & Technology Refer Unamended to Appropriations

  • Referral-Committee
Business, Labor, & Technology Appropriations

Feb 16, 2021


Introduced In Senate - Assigned to Business, Labor, & Technology

  • Introduction
Business, Labor, & Technology

Bill Text

Bill Text Versions Format
Signed Act (07/07/2021) PDF
Final Act (06/22/2021) PDF
Rerevised (06/08/2021) PDF
Revised (06/07/2021) PDF
Reengrossed (05/13/2021) PDF
Engrossed (05/12/2021) PDF
Introduced (02/16/2021) PDF
PA2 (06/07/2021) PDF
PA1 (05/26/2021) PDF
Committee Amendment PDF

Related Documents

Document Format
Fiscal Note SA1 (05/06/2021) PDF
Fiscal Note SA2 (06/07/2021) PDF
Fiscal Note FN1 (02/19/2021) PDF
Fiscal Note FN2 (05/22/2021) PDF
Fiscal Note FN3 (08/23/2021) PDF


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