HB 1405

  • Indiana House Bill
  • 2021 Regular Session
  • Introduced in House
  • House
  • Senate
  • Governor

Insurance matters.


Establishes the long term care insurance partnership program and requires the office of the secretary of family and social services to apply before December 31, 2021, for a Medicaid state plan amendment to effectuate the program. Provides that after June 30, 2022, an individual will be able to participate in either the long term care insurance partnership program or the state's current long term care insurance program. Requires a provider to provide the health records requested by a patient within 30 days after the date the written request is made, and allows the state department of health to impose a fine against a provider for not complying with this requirement. Provides that if a resident insurance producer completed more than 24 hours of credit in continuing education courses before the effective date of the producer's last license renewal, not more than 12 of the excess hours of credit for those continuing education courses may apply toward satisfaction of the continuing education requirement for the producer's next license renewal, subject to certain restrictions. Provides that a merchant or other seller that acts as an agent for purposes of the sale of an auto service contract is not a person contractually obligated under the service contract by virtue of acting as the seller. Provides, as an exception to the general prohibition against rebates, that: (1) an insurer, an employee of an insurer, or a producer may offer and give gifts of limited value in connection with marketing of insurance and may conduct a drawing for prizes of limited value; (2) an insurer, through its employees, affiliates, insurance producers, or third-party representatives, may provide, for free or at a discount, products or services that relate to or are provided in conjunction with a policy and are exclusively intended to educate about, assess, monitor, control, or prevent risk of loss; (3) a person holding an insurance license may offer or provide, for free or for less than fair market value, services that are at least tangentially related to an insurance contract but are not contingent upon the purchase of insurance, subject to conditions. Amends the law requiring an insurer to provide 10 days' advance notice to the insurance producer who procured an automobile policy when the insurer intends to cancel or not to renew the policy to make the law applicable only if the insurance producer who procured the policy was an independent insurance producer. Amends code sections requiring an insurer to "deliver" or "provide" certain notices within a certain time period to make those sections provide instead that the insurer is required to "mail" the notices. Provides that if a party procures a policy of insurance through an online platform: (1) the party affirmatively consents to have all notices and other documents related to the policy delivered to the party electronically; and (2) other statutory prerequisites to the electronic delivery of notices do not apply.

Bill Sponsors (2)


No votes to display


Feb 11, 2021


Representative Lehman added as coauthor

Feb 09, 2021


Committee report: amend do pass, adopted

Jan 14, 2021


Authored by Representative Carbaugh


First reading: referred to Committee on Financial Institutions and Insurance

  • Reading-1
  • Referral-Committee
financial institutions and insurance

Bill Text

Bill Text Versions Format
Introduced House Bill (H) PDF
House Bill (H) PDF

Related Documents

Document Format
Fiscal Note: HB1405.02.COMH.FN001 PDF
Floor Amendment: HB1405.02.COMH.AMH001 PDF
Floor Amendment: HB1405.02.COMH.AMH002 PDF
Floor Amendment: HB1405.02.COMH.AMH003 PDF
Floor Amendment: HB1405.02.COMH.AMH004 PDF
Committee Report: HB1405.01.INTR.CRH001 PDF
Fiscal Note: HB1405.01.INTR.FN001 PDF
Committee Amendment: HB1405.01.INTR.AMH02 PDF
Committee Amendment: HB1405.01.INTR.AMH01 PDF
Committee Amendment: HB1405.01.INTR.AMH03 PDF
Committee Amendment: HB1405.01.INTR.AMH04 PDF
Committee Amendment: HB1405.01.INTR.AMH08 PDF
Committee Amendment: HB1405.01.INTR.AMH07 PDF


Data on Open States is updated nightly from the official website of the Indiana General Assembly.

If you notice any inconsistencies with these official sources, feel free to file an issue.